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  • Advocacy
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NBA News

NBA Urges Changes to CRA Proposal

8/10/2022

 
The NBA recently submitted comments in response to the proposed changes to the Community Reinvestment Act (CRA). 

Specifically, the NBA’s letter called for:
  • Reducing the burden on small banks
  • Increasing community development activity transparency
  • Eliminating the proposed large bank retail lending assessment areas
  • Modifying the retail lending test
  • Updating small business and farm definitions
  • Extending CRA requirements to credit unions and other financial service providers
  • Lengthening the implementation period. 

The NBA also joined the American Bankers Association (ABA) and 50 other state banking associations in a comment letter. The groups noted several proposed changes are contrary to the objectives of regulatory modernization.

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