Fundamentals of Consumer Lending

Fundamentals of Consumer Lending


Price: $95 members; $130 non-members

Member Online Enrollment | Non-Member Online Enrollment
This course is also available at discounted prices under an annual license.  Call or email for details.
Course Description:  This course covers the basics of consumer credit including terminology, categories of credit, credit worthiness.  Students will learn the application process and the actions required to ensure bank compliance with regulations.  By the end of the course, students should have a higher comfort level with consumer credit and feel an increase in credibility when interacting with clients who apply for consumer credit.
Audience:  Any bank personnel with little or no experience in consumer lending.
Learning Objectives:  After completing this course, students will be able to:
  • Describe consumer credit basics including examples of consumer credit, the consumer credit operations of a bank, and the credit application process
  • Define basic categories of consumer credit and terminology
  • Explain how banks make money from loans including which rate types banks use, which factors determine loan pricing, and which loan cost categories affect loan profitability
  • Describe the credit evaluation and decision-making systems, namely the Five C’s of Credit and credit scoring
  • Summarize the impact of bank regulations upon the credit application process
Course Credits:  AIB – 0.25
The Nebraska Bankers Association is a Local ABA Training Provider.
For More Information Contact:

Joanne Smith
Education and Member Information Coordinator

Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008