Reg Z Open-End Credit

Reg Z Open-End Credit


Price: $275 members; $375 non-members

Member Online Enrollment | Non-Member Online Enrollment
This course is also available at discounted prices under an annual license.  Call or email for details.
Reg Z Open-End Credit is one of several courses in the Online Courses for Compliance Professionals series.
The purpose of this course is to provide an overview of the structure and core requirements of Regulation Z, as well as exercises to aid in complying with the regulation. Regulation Z, which implements the federal Truth in Lending Act (TILA), promotes the informed use of credit among consumers. Students will learn about the open-end portion of Regulation Z, including history, purpose, coverage, and disclosures. Students will also learn about rules relating to billing errors, crediting payments, credit balances, and advertising.  
Students will learn through a combination of instructor videos, exercises, readings, glossaries, self-assessments and more. Students will complete the course with a final exam to earn Certified Regulatory Compliance Manager (CRCM) credits.
Training you access anytime, any place.  Via your desktop computer, laptop, iPad or any tablet.
Required Software
Optional Software
Adobe Acrobat Reader
Compliance professionals including compliance managers, officers, and other compliance team members whose primary role is within the compliance function at their financial institution; bank examiners, bank regulators, auditors and lending compliance professionals.
Learning Objectives
After completing this course, students will gain a fundamental understanding of Regulation Z Open-End Credit and learn how to:
  • Describe the history and purpose of  Regulation Z
  • Identify credit transactions covered under Regulation Z
  • Explain disclosure requirements for applications and solicitations, account opening, change in terms, periodic statements, and other subsequent disclosures
  • Describe requirements for billing error resolution, crediting of payments, and treatment of credit balances
  • Explain advertising rules for HELOCs, not home secured transactions, and marketing to college students
Your Instructor
Alejandra Kalman, MBA, CRCM
Director, Compliance & Ethics
American Express
Kalman is a Director of Independent Compliance Testing at American Express. Prior to that, she served in the compliance departments of JPMorgan Chase (Chase Card Services), PNC Bank, Spirit of America National Bank, UMB Bank and ICS Risk Advisors. She is an ABA Compliance School faculty member.
The Nebraska Bankers Association is a Local ABA Training Provider.
For More Information Contact:

Joanne Smith
Education and Member Information Coordinator

Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008