Frontline Compliance

  • Americans with Disabilities Act (ADA)
  • Bank Bribery Act
  • Bank Protection Act
  • Banking Law and Referrals
  • BSA/AML: CIP Advanced
  • BSA/AML: CIP Basics
  • BSA/AML: Communicating with Customers about CTRs
  • BSA/AML: Completing the CTR
  • BSA/AML: Complying with the BSA
  • BSA/AML: Exempting Customers from CTR Reporting
  • BSA/AML: Overview
  • BSA/AML: Recordkeeping – Wires, Money Orders, and other Challenges
  • BSA/AML: Reporting
  • BSA/AML: Risk Assessment and Customer Due Dilligence
  • BSA/AML: SAR Reporting
  • BSA/AML: USA PATRIOT Act
  • Community Reinvestment Act (Reg BB)
  • Elder Financial Abuse
  • Electronic Fund Transfer Act — Reg E
  • Equal Credit Opportunity Act — Reg B
  • Expedited Funds Availability Act — Reg CC
  • Extending Credit to Bank Insiders — Reg O
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act
  • Fair Housing Act
  • Fair Lending
  • FDIC Insurance Coverage
  • Flood Disaster Protection Act
  • Home Mortgage Disclosure Act (HMDA)
  • Homeowners Protection Act
  • Information Security and Red Flags
  • Office of Foreign Assets Control (OFAC)
  • Privacy for Customer Contact Personnel
  • Real Estate Settlement Procedures Act (RESPA)
  • Recognizing and Preventing UDAAP
  • Reg Z Adjustable Rate Mortgages
  • Reg Z Advertising
  • Reg Z Credit Cards
  • Reg Z HELOCs (Open-End Credit)
  • Reg Z HOEPA and High-Cost Mortgage Loans
  • Reg Z Installment and Home Equity Loans (Closed-End Credit)
  • Reg Z Mortgages (Closed-End Credit)
  • Reg Z Non Home Secured (Open-End Credit)
  • Reg Z Overview
  • Reg Z Private Higher Education Loans
  • Reg Z Reverse Mortgages
  • Reg Z Right of Rescission
  • Reserve Requirements (Reg D) for Depository Institutions
  • Robbery and Bank Security
  • Serving Your Military Customer
  • Sexual and Workplace Harassment
  • Sexual and Workplace Harassment for Managers
  • The Consumer Remittance Rule
  • The S.A.F.E. Act – Secure and Fair Enforcement for Mortgage Licensing Act
  • Truth in Savings Act — Reg DD
  • Unlawful Internet Gambling Enforcement Act
  • TILA-RESPA Integrated Disclosures
  • Good Faith Estimate and HUD-1
  • Quick Links

    Fair Credit Reporting Act (FCRA)

    Fair Credit Reporting Act (FCRA)

    SELF-PACED ONLINE COURSE: ABA ELEARNING  

    Price: $95 members; $130 non-members

    Member Online Enrollment | Non-Member Online Enrollment
    This course is available to ABA Member banks at no cost under a license agreement.
    Re-versioned: Nov. 2013

    Course Description:  Fair Credit Reporting Act (FCRA) describes the federal law that addresses the rights and obligations of four groups 1)Consumer reporting agencies, 2)Users of consumer information, 3)Furnishers of consumer information and 4)Consumers. This course defines the key terms used in the Act, including permissible purposes, and provides an overview of the FACT Act. This course promotes discussions surrounding reporting and disclosure requirements including how to handle direct disputes. It also explains circumstances surrounding risk-based pricing notices. This course discusses the Dodd-Frank Act requirements pertaining to adverse action when a credit score is used. 
    Audience:  Personnel involved in using or reporting credit information.
    Learning Objectives:  After completing this course, students will be able to:
    • Define key terms used in FCRA
    • Discuss the primary permissible purposes that affect financial institutions
    • Describe consumer reporting requirements of FCRA
    • Describe key elements covered by the FACT Act
    • Share an overview of key notice requirements
    • Discuss affiliate disclosure requirements
    • Explain when and under what circumstances a risk-based pricing notice must be provided to consumers, and requirements to provide credit score information
    • Discuss the DFA requirements pertaining to adverse action when a credit score is used
    Course Credits:  ICB: 1.5 CLBB
     
    The Nebraska Bankers Association is a Local ABA Training Provider.
    For More Information Contact:

    Joanne Smith
    Education and Member Information Coordinator

    Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008