Frontline Compliance

  • Americans with Disabilities Act (ADA)
  • Bank Bribery Act
  • Bank Protection Act
  • Banking Law and Referrals
  • BSA/AML: CIP Advanced
  • BSA/AML: CIP Basics
  • BSA/AML: Communicating with Customers about CTRs
  • BSA/AML: Completing the CTR
  • BSA/AML: Complying with the BSA
  • BSA/AML: Exempting Customers from CTR Reporting
  • BSA/AML: Overview
  • BSA/AML: Recordkeeping – Wires, Money Orders, and other Challenges
  • BSA/AML: Reporting
  • BSA/AML: Risk Assessment and Customer Due Dilligence
  • BSA/AML: SAR Reporting
  • BSA/AML: USA PATRIOT Act
  • Community Reinvestment Act (Reg BB)
  • Elder Financial Abuse
  • Electronic Fund Transfer Act — Reg E
  • Equal Credit Opportunity Act — Reg B
  • Expedited Funds Availability Act — Reg CC
  • Extending Credit to Bank Insiders — Reg O
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act
  • Fair Housing Act
  • Fair Lending
  • FDIC Insurance Coverage
  • Flood Disaster Protection Act
  • Home Mortgage Disclosure Act (HMDA)
  • Homeowners Protection Act
  • Information Security and Red Flags
  • Office of Foreign Assets Control (OFAC)
  • Privacy for Customer Contact Personnel
  • Real Estate Settlement Procedures Act (RESPA)
  • Recognizing and Preventing UDAAP
  • Reg Z Adjustable Rate Mortgages
  • Reg Z Advertising
  • Reg Z Credit Cards
  • Reg Z HELOCs (Open-End Credit)
  • Reg Z HOEPA and High-Cost Mortgage Loans
  • Reg Z Installment and Home Equity Loans (Closed-End Credit)
  • Reg Z Mortgages (Closed-End Credit)
  • Reg Z Non Home Secured (Open-End Credit)
  • Reg Z Overview
  • Reg Z Private Higher Education Loans
  • Reg Z Reverse Mortgages
  • Reg Z Right of Rescission
  • Reserve Requirements (Reg D) for Depository Institutions
  • Robbery and Bank Security
  • Serving Your Military Customer
  • Sexual and Workplace Harassment
  • Sexual and Workplace Harassment for Managers
  • The Consumer Remittance Rule
  • The S.A.F.E. Act – Secure and Fair Enforcement for Mortgage Licensing Act
  • Truth in Savings Act — Reg DD
  • Unlawful Internet Gambling Enforcement Act
  • TILA-RESPA Integrated Disclosures
  • Good Faith Estimate and HUD-1
  • Quick Links

    Banking Law and Referrals

    Banking Law and Referrals

    SELF-PACED ONLINE COURSE: ABA ELEARNING 

    Price: $95 members; $130 non-members
    Member Online Enrollment | Non-Member Online Enrollment
    This course is also available at discounted prices under an annual license.  Call or email for details.

    Course Description:  Banking Law and Referrals explains the purpose of the Interagency Policy Statement and guidelines for bank personnel when non-deposit investment products are recommended or sold to retail customers. This course explains the Interagency Consumer Protections in Sales of Insurance (ICP) rules that apply to retail sales, solicitation, advertising, insurance products or annuities to consumers. It explains the implementation of Regulation R that provides a flexible framework for banks to refer customers to satisfy their banking demands while ensuring consumer protection. This course also describes the Loan Originator Compensation rules under Regulation Z that address limited circumstances under which a bank employee who is not a loan originator may make mortgage referrals.

    Created: Jan. 2015

    Audience:  Any bank personnel who make mortgage, investment, or insurance referrals to mortgage loan originators, or securities and/or insurance licensed persons or entities.

    Learning Objectives:  After completing this course, students will be able to:

    • Explain the purpose of the Interagency Policy Statement and when it applies. 
    • Explain the Interagency Consumer Protections (ICP) rules impacting the referrals of customers for non-FDIC insured products.
    • Describe Regulation R exemptions that allow banks to pay bankers for referring customers.
    • Describe Regulation Z Loan Originator Compensation rules that specify the actions that only apply to loan originators.
       

      The Nebraska Bankers Association is a Local ABA Training Provider.

      For More Information Contact:


      Joanne Smith
      Education and Member Information Coordinator

    Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008