Level 4: Qualitative Analysis and Determining a Credit Risk Rating

Level 4: Qualitative Analysis and Determining a Credit Risk Rating

SELF-PACED ONLINE COURSE: ABA ELEARNING 

Price: $150 members; $200 non-members

Member Online Enrollment | Non-Member Online Enrollment
Save money and purchase the full Evaluating and Structuring the Commercial Loans curriculum.
Course Description: Level 4: Qualitative Analysis and Determining a Credit Risk Rating covers qualitative analysis and how to assess industry risk, market risk and management risk. It also provides an understanding of the role of loan policy and the need to summarize the borrower’s various risks into an appropriate credit risk rating.
Audience: Commercial and/or Business bankers and Credit Analysts
The courses included in the Level 4: Qualitative Analysis and Determining a Credit Risk Rating and their objectives are listed below:
The Commercial Lending Process and Initial Business Development Calls
  • Explain why the commercial lending process is necessary
  • Recognize the process and types of information business bankers should acquire during a business development call
Credit Investigation and Assessing Industry, Market and Management Risk
  • Explain the importance of a credit investigation and describe what it entails
  • Identify industry, market, and management risks that can affect a borrower
Loan Policies and Procedure, Including Credit Risk Ratings
  • Describe how a bank’s organizational structure affects the lending function
  • Identify the key elements of a credit risk rating
  • Describe the loan review process as an independent validation of risk ratings and other commercial lending issues
Loan Packages and Credit Write-Ups
  • Identify typical components of a commercial loan package and memorandum
  • Describe the simpler format, timing, and administration of annual reviews for commercial loans
The Nebraska Bankers Association is a Local ABA Training Provider.
For More Information Contact:

Joanne Smith
Education and Member Information Coordinator

Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008