Reserve Requirements (Reg D) for Depository Institutions

Reserve Requirements (Regulation D) for Depository Institutions

SELF-PACED ONLINE COURSE: ABA ELEARNING

Price: $55 members; $75 non-members

Member Online Enrollment | Non-Member Online Enrollment
This course is also available at discounted prices under an annual license.  Call or email for details.
Updated: Oct. 2013

Course Description:   Reserve Requirements for Depository Institutions (Reg D) focuses on the responsibilities of Frontline personnel related to the reserve requirements imposed on depository institutions. The course covers the Regulation D-imposed reserve requirements on all depository institutions, defines transaction accounts, and includes the restrictions on NOW account eligibility. This course discusses the restrictions on the type and number of transactions allowed per month for both Money Market deposit accounts and savings accounts and explains the Regulation D requirement for financial institutions to follow when clients conduct excessive withdrawals or transfers of funds.
Audience:  Call Center Representatives, Customer Service Representatives and Tellers who interact with clients over the phone on a daily basis.

Learning Objectives:  By the Reserve Requirements for Depository Institutions (Reg D) will be able to:
  • Explain the concept of reserve deposits and the transactions included in the reserve requirement calculation
  • Identify key Reg D requirements for demand deposit accounts and NOW accounts
  • Explain the restrictions on savings accounts and how to handle excessive transfers and withdrawals
  • Describe key Reg D requirements for time deposit accounts

    The Nebraska Bankers Association is a Local ABA Training Provider.
    For More Information Contact:

    Joanne Smith
    Education and Member Information Coordinator

Nebraska Bankers Association / 233 South 13th Street, Suite 700 / PO Box 80008 / Lincoln, NE 68501-0008